Zentro Founders · Digital investments & consulting · Since 2014Build. Back. Scale.
Zentro Founders are active founders and investors in our portfolio companies — including Clar, Lendela, Pensionera and Tipser. Since 2014 we have also provided insight, strategy and hands-on execution to leading companies across Scandinavia.
- Portfolio companies
- 9
- Continents
- 3
- Founded
- 2014
What we do
01
Found
We start and scale digital businesses that make complex markets simpler and more transparent.
02
Invest
We stay active as owners, working alongside management teams and co-investors from seed to growth.
03
Advise
We deliver strategy and hands-on implementation for established companies taking the next digital step.
Portfolio
A selection of our companies- ClarCredit InfrastructureGlobal credit rails powering the leading loan brokerage platforms and brands in several markets around the world.
- LendelaLoan broker · ASEANSimplifying loan applications in Southeast Asia — empowering consumers while delivering high-quality customers to partner banks and credit providers.
- FinanZeroConsumer lending · BrazilMakes it easy for Brazilian consumers to compare, apply for and receive loans.
- PrestaloConsumer lending · SpainHelps Spanish consumers compare, apply for and receive loans, while delivering quality customers to connected banks.
- KortioCredit cards · Nordics & PolandCompare and apply for the credit card that best suits your needs. Kortio.se, Kortio.no, Korttio.fi, Kartyo.pl.
- PensioneraRetirement advice · SwedenPension advice with higher transparency, lower fees and data-driven portfolio management.
- SeguroCanguroCar insurance · ColombiaDigitalizing car insurance by making comparisons and applications transparent and easy.
- TipserEmbedded commerce · GlobalBuy buttons and carts that turn any content platform into an e-store — without inventory, orders or returns.
- UpMotionProperty services · SwedenA digital platform consolidating contractor-led technical installation to serve larger property owners.
Team
Founders, operators and engineers who have built and scaled digital companies across Europe, Latin America and Asia.
- Kristian JacobssonFounding GP
- Ivar SchmidtFounding GP
- Elin EmanuelssonPartnerFintech · Health
- Erik NorbergFounding PartnerBoard Professional · Japan
- Henrik LittorinFounding PartnerSales · France
- Maria SchmidtPartnerAI · Partnerships
- Julian LundbergTech PartnerAgentic Transformation
- Julian DuniecTech PartnerAgentic Transformation
News
From across the portfolio- Lendela named one of Singapore’s Best Startup Employers 2026Recognised on Tech in Asia’s inaugural list of the city’s best startup workplaces.Lendela
- Clar completes the acquisition of Lendo GroupLendo, Compricer and Mybanker join Clar, adding a leading position in Sweden, Norway and Denmark to a platform spanning four continents.MFN
- Lendela strengthens its Singapore leadership for 2026A new Country Manager and Head of Marketing join as the company prepares for its next phase of growth.Lendela
- Clar agrees to acquire Lendo Group from VendA binding agreement valuing the Nordic loan marketplace at around NOK 1 billion, financed in part by a SEK 450 million bond.Clar
- Lendela partners with TransUnion in Hong KongBorrowers get free credit checks and more personalised loan offers.Lendela
- Kortio launches one application for several credit cardsUsers can now apply for multiple cards with a single credit check.Cision
- Comparamais launches an AI-powered comparison platformClar’s Portuguese brand relaunches with AI to compare loans, mortgages, insurance and more.Clar
- FinanZero reaches profitability and raises new capitalBrazil’s loan marketplace turns profitable and raises around SEK 8 million to accelerate growth.Inderes
- Clar and Loando named Partner of the YearHonoured at the Loan Magazine Awards 2024.Clar
- Lendela raises US$5M in an oversubscribed Series ALed by Chocolate Ventures to expand loan matching across Asia-Pacific.TNGlobal
- Finteca joins PrestaloClar acquires Barcelona-based Finteca, adding mortgages to Prestalo’s loan marketplace in Spain.PropTech Connect
- Prestalo joins the UN Global CompactCommitting to the UN’s principles on human rights, labour, environment and anti-corruption.Clar
- byWiT invests in PensioneraBacking Sweden’s largest digital wealth advisor, with over 200,000 subscribers and SEK 17 billion under management.byWiT
- Bolt acquires TipserBolt’s first acquisition brings Tipser’s embedded commerce technology into its checkout network.TechCrunch
- Prestalo closes a new investment roundLed by Segovia Capital to scale its automated loan marketplace in Spain.Cision
- Pensionera wins Optimizer Invest’s start-up competitionThe robo-advisor raises €1.2 million to grow in Sweden.Tech.eu